50 states, DC and 5 territories
Loan limits by state, 2026
19 of 51
states (with DC) that have at least one county above the $832,750 baseline
Northeast 9
| Connecticut | 9 | 3 | $977,500 | 2 counties incl. Greater Bridgeport Planning Region |
|---|---|---|---|---|
| Maine | 16 | 0 | $832,750 | all counties |
| Massachusetts | 14 | 7 | $1,249,125 | 2 counties incl. Dukes County |
| New Hampshire | 10 | 2 | $962,550 | 2 counties incl. Rockingham County |
| New Jersey | 21 | 12 | $1,209,750 | 12 counties incl. Bergen County |
| New York | 62 | 10 | $1,209,750 | 10 counties incl. Kings County |
| Pennsylvania | 67 | 1 | $1,209,750 | Pike County |
| Rhode Island | 5 | 0 | $832,750 | all counties |
| Vermont | 14 | 0 | $832,750 | all counties |
Midwest 12
| Illinois | 102 | 0 | $832,750 | all counties |
|---|---|---|---|---|
| Indiana | 92 | 0 | $832,750 | all counties |
| Iowa | 99 | 0 | $832,750 | all counties |
| Kansas | 105 | 0 | $832,750 | all counties |
| Michigan | 83 | 0 | $832,750 | all counties |
| Minnesota | 87 | 0 | $832,750 | all counties |
| Missouri | 115 | 0 | $832,750 | all counties |
| Nebraska | 93 | 0 | $832,750 | all counties |
| North Dakota | 53 | 0 | $832,750 | all counties |
| Ohio | 88 | 0 | $832,750 | all counties |
| South Dakota | 66 | 0 | $832,750 | all counties |
| Wisconsin | 72 | 0 | $832,750 | all counties |
South 17
| Alabama | 67 | 0 | $832,750 | all counties |
|---|---|---|---|---|
| Arkansas | 75 | 0 | $832,750 | all counties |
| Delaware | 3 | 0 | $832,750 | all counties |
| District of Columbia | 1 | 1 | $1,249,125 | District of Columbia (Washington, DC) |
| Florida | 67 | 1 | $990,150 | Monroe County |
| Georgia | 159 | 0 | $832,750 | all counties |
| Kentucky | 120 | 0 | $832,750 | all counties |
| Louisiana | 64 | 0 | $832,750 | all counties |
| Maryland | 24 | 5 | $1,249,125 | 4 counties incl. Montgomery County |
| Mississippi | 82 | 0 | $832,750 | all counties |
| North Carolina | 100 | 0 | $832,750 | all counties |
| Oklahoma | 77 | 0 | $832,750 | all counties |
| South Carolina | 46 | 0 | $832,750 | all counties |
| Tennessee | 95 | 14 | $1,029,250 | 14 counties incl. Davidson County |
| Texas | 254 | 0 | $832,750 | all counties |
| Virginia | 133 | 18 | $1,249,125 | 17 counties incl. Fairfax County |
| West Virginia | 55 | 1 | $1,249,125 | Jefferson County |
West 13
| Alaska | 30 | 0 | $1,249,125 | all counties |
|---|---|---|---|---|
| Arizona | 15 | 0 | $832,750 | all counties |
| California | 58 | 17 | $1,249,125 | 10 counties incl. Los Angeles County |
| Colorado | 64 | 20 | $1,249,125 | Eagle County |
| Hawaii | 5 | 2 | $1,299,500 | 2 counties incl. Kalawao County |
| Idaho | 44 | 1 | $1,249,125 | Teton County |
| Montana | 56 | 0 | $832,750 | all counties |
| Nevada | 17 | 0 | $832,750 | all counties |
| New Mexico | 33 | 0 | $832,750 | all counties |
| Oregon | 36 | 0 | $832,750 | all counties |
| Utah | 29 | 4 | $1,150,000 | 2 counties incl. Summit County |
| Washington | 39 | 3 | $1,063,750 | 3 counties incl. King County |
| Wyoming | 23 | 1 | $1,249,125 | Teton County |
Territories 5
| American Samoa | 5 | 0 | $832,750 | all counties |
|---|---|---|---|---|
| Guam | 1 | 0 | $1,249,125 | all counties |
| Northern Mariana Islands | 4 | 0 | $832,750 | all counties |
| Puerto Rico | 78 | 0 | $832,750 | all counties |
| U.S. Virgin Islands | 3 | 0 | $1,249,125 | all counties |
Sources
Figures as published by the agencies. See sources and method.