State · 2026 limits
District of Columbia conforming loan limits 2026
$1,249,125
one-unit conforming limit in the District of Columbia, 2026
Limits by county from FHFA. Informational only, not lending advice.
Counties above the baseline
One-unit limit, 2026. 1 of 1 counties are above the $832,750 baseline. The table below lists every county.
Source: FHFA 2026 county loan limit file.
Every District of Columbia county
No rows match.
| District of Columbia (Washington, DC) | $1,249,125 | $1,599,375 | $1,933,200 | $2,402,625 | +$39,375 (+3.3%) |
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FHA limits in District of Columbia
HUD sets FHA limits for each county between $541,287 and $1,249,125 for one unit in 2026. HUD's lookup has the exact county figures.
Questions
What is the 2026 conforming loan limit in District of Columbia?
It depends on the county: from $1,249,125 to $1,249,125 for a one-unit home. 1 of 1 counties are above the baseline.
Which District of Columbia counties have the highest loan limits?
District of Columbia has the highest limit, $1,249,125.
What is the FHA loan limit in District of Columbia for 2026?
HUD sets FHA limits county by county, between $541,287 and $1,249,125 for one unit. HUD's FHA Mortgage Limits lookup has each county's exact figure.
Is a loan above the District of Columbia limit a jumbo loan?
Yes. A loan above the conforming limit for its county and unit count is a jumbo loan, which Fannie Mae and Freddie Mac cannot buy.
Sources
- U.S. Federal Housing Finance Agency, Conforming Loan Limit Values, 2026 full county loan limit list (HERA-based, final, flat file; 3,235 county rows; downloaded November 1, 2026)
- FHFA, 2025 full county loan limit list (3,234 county rows), used for year-over-year change
- FHFA, Conforming Loan Limit Values FAQs (updated November 2025)
- U.S. Department of Housing and Urban Development, HUD's Federal Housing Administration Announces 2026 Loan Limits (December 11, 2025) and Mortgagee Letter 2025-23, 2026 Nationwide Forward Mortgage Limits
- HUD, FHA Mortgage Limits lookup (exact FHA limit by county and metro area)
Figures as published by the agencies. See sources and method.