Loan Limits by County

State · 2026 limits

Wisconsin conforming loan limits 2026

$832,750

conforming loan limit for a one-unit home in every Wisconsin county, 2026

Limits by county from FHFA. Informational only, not lending advice.

Counties72in FHFA's file
Above the baseline0all at $832,750
Highest 4-unit limit$1,601,750every county
Rose since 202572of 72 counties

The four limits, drawn to scale

Every Wisconsin county has the same 2026 limits, so one figure covers the state.

$500K$1M$1.5M$2M$832,750ceiling $1,249,1251 unit · housebaseline $832,750$1,066,250ceiling $1,599,3752 units · duplexbaseline $1,066,250$1,288,800ceiling $1,933,2003 units · triplexbaseline $1,288,800$1,601,750ceiling $2,402,6254 units · fourplexbaseline $1,601,750$500K$1M$1.5M$2M1 unit$832,7502 units$1,066,2503 units$1,288,8004 units$1,601,750

2026 limit hereceiling (150% of baseline)baseline

Source: FHFA 2026 county loan limit file.

Every Wisconsin county

Adams County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (+3.3%)
Ashland County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (+3.3%)
Barron County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (+3.3%)
Bayfield County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (+3.3%)
Brown County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (+3.3%)
Buffalo County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (+3.3%)
Burnett County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (+3.3%)
Calumet County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (+3.3%)
Chippewa County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (+3.3%)
Clark County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (+3.3%)
Columbia County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (+3.3%)
Crawford County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (+3.3%)
Dane County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (+3.3%)
Dodge County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (+3.3%)
Door County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (+3.3%)
Douglas County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (+3.3%)
Dunn County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (+3.3%)
Eau Claire County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (+3.3%)
Florence County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (+3.3%)
Fond Du Lac County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (+3.3%)
Forest County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (+3.3%)
Grant County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (+3.3%)
Green County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (+3.3%)
Green Lake County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (+3.3%)
Iowa County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (+3.3%)
Iron County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (+3.3%)
Jackson County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (+3.3%)
Jefferson County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (+3.3%)
Juneau County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (+3.3%)
Kenosha County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (+3.3%)
Kewaunee County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (+3.3%)
La Crosse County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (+3.3%)
Lafayette County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (+3.3%)
Langlade County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (+3.3%)
Lincoln County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (+3.3%)
Manitowoc County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (+3.3%)
Marathon County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (+3.3%)
Marinette County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (+3.3%)
Marquette County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (+3.3%)
Menominee County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (+3.3%)
Milwaukee County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (+3.3%)
Monroe County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (+3.3%)
Oconto County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (+3.3%)
Oneida County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (+3.3%)
Outagamie County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (+3.3%)
Ozaukee County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (+3.3%)
Pepin County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (+3.3%)
Pierce County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (+3.3%)
Polk County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (+3.3%)
Portage County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (+3.3%)
Price County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (+3.3%)
Racine County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (+3.3%)
Richland County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (+3.3%)
Rock County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (+3.3%)
Rusk County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (+3.3%)
Sauk County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (+3.3%)
Sawyer County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (+3.3%)
Shawano County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (+3.3%)
Sheboygan County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (+3.3%)
St. Croix County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (+3.3%)
Taylor County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (+3.3%)
Trempealeau County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (+3.3%)
Vernon County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (+3.3%)
Vilas County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (+3.3%)
Walworth County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (+3.3%)
Washburn County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (+3.3%)
Washington County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (+3.3%)
Waukesha County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (+3.3%)
Waupaca County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (+3.3%)
Waushara County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (+3.3%)
Winnebago County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (+3.3%)
Wood County$832,750$1,066,250$1,288,800$1,601,750+$26,250 (+3.3%)

FHA limits in Wisconsin

HUD sets FHA limits for each county between $541,287 and $1,249,125 for one unit in 2026. HUD's lookup has the exact county figures.

HUD FHA lookup FHA limits explained

Questions

What is the 2026 conforming loan limit in Wisconsin?

$832,750 for a one-unit home in every county.

Which Wisconsin counties have the highest loan limits?

None stands out: all 72 counties share the $832,750 limit.

What is the FHA loan limit in Wisconsin for 2026?

HUD sets FHA limits county by county, between $541,287 and $1,249,125 for one unit. HUD's FHA Mortgage Limits lookup has each county's exact figure.

Is a loan above the Wisconsin limit a jumbo loan?

Yes. A loan above the conforming limit for its county and unit count is a jumbo loan, which Fannie Mae and Freddie Mac cannot buy.

Sources

Figures as published by the agencies. See sources and method.