State · 2026 limits
Alaska conforming loan limits 2026
$1,249,125
conforming loan limit for a one-unit home in every Alaska county, 2026
Special area: Alaska, Hawaii, Guam and the U.S. Virgin Islands have a baseline 50% above the national one by law: $1,249,125 for one unit. Limits by county from FHFA. Informational only, not lending advice.
The four limits, drawn to scale
Every Alaska county has the same 2026 limits, so one figure covers the state.
2026 limit herespecial-area baseline
Source: FHFA 2026 county loan limit file.
Every Alaska county
No rows match.
| Aleutians East Borough | $1,249,125 | $1,599,375 | $1,933,200 | $2,402,625 | +$39,375 (+3.3%) |
|---|---|---|---|---|---|
| Aleutians West Census Area | $1,249,125 | $1,599,375 | $1,933,200 | $2,402,625 | +$39,375 (+3.3%) |
| Anchorage Municipality | $1,249,125 | $1,599,375 | $1,933,200 | $2,402,625 | +$39,375 (+3.3%) |
| Bethel Census Area | $1,249,125 | $1,599,375 | $1,933,200 | $2,402,625 | +$39,375 (+3.3%) |
| Bristol Bay Borough | $1,249,125 | $1,599,375 | $1,933,200 | $2,402,625 | +$39,375 (+3.3%) |
| Chugach Census Area | $1,249,125 | $1,599,375 | $1,933,200 | $2,402,625 | +$39,375 (+3.3%) |
| Copper River Census Area | $1,249,125 | $1,599,375 | $1,933,200 | $2,402,625 | +$39,375 (+3.3%) |
| Denali Borough | $1,249,125 | $1,599,375 | $1,933,200 | $2,402,625 | +$39,375 (+3.3%) |
| Dillingham Census Area | $1,249,125 | $1,599,375 | $1,933,200 | $2,402,625 | +$39,375 (+3.3%) |
| Fairbanks North Star Borough | $1,249,125 | $1,599,375 | $1,933,200 | $2,402,625 | +$39,375 (+3.3%) |
| Haines Borough | $1,249,125 | $1,599,375 | $1,933,200 | $2,402,625 | +$39,375 (+3.3%) |
| Hoonah-Angoon Census Area | $1,249,125 | $1,599,375 | $1,933,200 | $2,402,625 | +$39,375 (+3.3%) |
| Juneau City and Borough | $1,249,125 | $1,599,375 | $1,933,200 | $2,402,625 | +$39,375 (+3.3%) |
| Kenai Peninsula Borough | $1,249,125 | $1,599,375 | $1,933,200 | $2,402,625 | +$39,375 (+3.3%) |
| Ketchikan Gateway Borough | $1,249,125 | $1,599,375 | $1,933,200 | $2,402,625 | +$39,375 (+3.3%) |
| Kodiak Island Borough | $1,249,125 | $1,599,375 | $1,933,200 | $2,402,625 | +$39,375 (+3.3%) |
| Kusilvak Census Area | $1,249,125 | $1,599,375 | $1,933,200 | $2,402,625 | +$39,375 (+3.3%) |
| Lake and Peninsula Borough | $1,249,125 | $1,599,375 | $1,933,200 | $2,402,625 | +$39,375 (+3.3%) |
| Matanuska-Susitna Borough | $1,249,125 | $1,599,375 | $1,933,200 | $2,402,625 | +$39,375 (+3.3%) |
| Nome Census Area | $1,249,125 | $1,599,375 | $1,933,200 | $2,402,625 | +$39,375 (+3.3%) |
| North Slope Borough | $1,249,125 | $1,599,375 | $1,933,200 | $2,402,625 | +$39,375 (+3.3%) |
| Northwest Arctic Borough | $1,249,125 | $1,599,375 | $1,933,200 | $2,402,625 | +$39,375 (+3.3%) |
| Petersburg Census Area | $1,249,125 | $1,599,375 | $1,933,200 | $2,402,625 | +$39,375 (+3.3%) |
| Prince of Wales-Hyder Census Area | $1,249,125 | $1,599,375 | $1,933,200 | $2,402,625 | +$39,375 (+3.3%) |
| Sitka City and Borough | $1,249,125 | $1,599,375 | $1,933,200 | $2,402,625 | +$39,375 (+3.3%) |
| Skagway Municipality | $1,249,125 | $1,599,375 | $1,933,200 | $2,402,625 | +$39,375 (+3.3%) |
| Southeast Fairbanks Census Area | $1,249,125 | $1,599,375 | $1,933,200 | $2,402,625 | +$39,375 (+3.3%) |
| Wrangell City and Borough | $1,249,125 | $1,599,375 | $1,933,200 | $2,402,625 | +$39,375 (+3.3%) |
| Yakutat City and Borough | $1,249,125 | $1,599,375 | $1,933,200 | $2,402,625 | +$39,375 (+3.3%) |
| Yukon-Koyukuk Census Area | $1,249,125 | $1,599,375 | $1,933,200 | $2,402,625 | +$39,375 (+3.3%) |
FHA limits in Alaska
HUD sets FHA limits for each county between $541,287 and $1,249,125 for one unit in 2026 (higher in special exception areas). HUD's lookup has the exact county figures.
Questions
What is the 2026 conforming loan limit in Alaska?
$1,249,125 for a one-unit home in every county.
Which Alaska counties have the highest loan limits?
None stands out: all 30 counties share the $1,249,125 limit.
What is the FHA loan limit in Alaska for 2026?
HUD sets FHA limits county by county, between $541,287 and $1,249,125 for one unit (special exception areas such as Alaska can be higher). HUD's FHA Mortgage Limits lookup has each county's exact figure.
Is a loan above the Alaska limit a jumbo loan?
Yes. A loan above the conforming limit for its county and unit count is a jumbo loan, which Fannie Mae and Freddie Mac cannot buy.
Sources
- U.S. Federal Housing Finance Agency, Conforming Loan Limit Values, 2026 full county loan limit list (HERA-based, final, flat file; 3,235 county rows; downloaded November 1, 2026)
- FHFA, 2025 full county loan limit list (3,234 county rows), used for year-over-year change
- FHFA, Conforming Loan Limit Values FAQs (updated November 2025)
- U.S. Department of Housing and Urban Development, HUD's Federal Housing Administration Announces 2026 Loan Limits (December 11, 2025) and Mortgagee Letter 2025-23, 2026 Nationwide Forward Mortgage Limits
- HUD, FHA Mortgage Limits lookup (exact FHA limit by county and metro area)
Figures as published by the agencies. See sources and method.