Loan Limits by County

State · 2026 limits

Louisiana conforming loan limits 2026

$832,750

conforming loan limit for a one-unit home in every Louisiana county, 2026

Limits by county from FHFA. Informational only, not lending advice.

Counties64in FHFA's file
Above the baseline0all at $832,750
Highest 4-unit limit$1,601,750every county
Rose since 202564of 64 counties

The four limits, drawn to scale

Every Louisiana county has the same 2026 limits, so one figure covers the state.

$500K$1M$1.5M$2M$832,750ceiling $1,249,1251 unit · housebaseline $832,750$1,066,250ceiling $1,599,3752 units · duplexbaseline $1,066,250$1,288,800ceiling $1,933,2003 units · triplexbaseline $1,288,800$1,601,750ceiling $2,402,6254 units · fourplexbaseline $1,601,750$500K$1M$1.5M$2M1 unit$832,7502 units$1,066,2503 units$1,288,8004 units$1,601,750

2026 limit hereceiling (150% of baseline)baseline

Source: FHFA 2026 county loan limit file.

Every Louisiana county

Acadia Parish$832,750$1,066,250$1,288,800$1,601,750+$26,250 (+3.3%)
Allen Parish$832,750$1,066,250$1,288,800$1,601,750+$26,250 (+3.3%)
Ascension Parish$832,750$1,066,250$1,288,800$1,601,750+$26,250 (+3.3%)
Assumption Parish$832,750$1,066,250$1,288,800$1,601,750+$26,250 (+3.3%)
Avoyelles Parish$832,750$1,066,250$1,288,800$1,601,750+$26,250 (+3.3%)
Beauregard Parish$832,750$1,066,250$1,288,800$1,601,750+$26,250 (+3.3%)
Bienville Parish$832,750$1,066,250$1,288,800$1,601,750+$26,250 (+3.3%)
Bossier Parish$832,750$1,066,250$1,288,800$1,601,750+$26,250 (+3.3%)
Caddo Parish$832,750$1,066,250$1,288,800$1,601,750+$26,250 (+3.3%)
Calcasieu Parish$832,750$1,066,250$1,288,800$1,601,750+$26,250 (+3.3%)
Caldwell Parish$832,750$1,066,250$1,288,800$1,601,750+$26,250 (+3.3%)
Cameron Parish$832,750$1,066,250$1,288,800$1,601,750+$26,250 (+3.3%)
Catahoula Parish$832,750$1,066,250$1,288,800$1,601,750+$26,250 (+3.3%)
Claiborne Parish$832,750$1,066,250$1,288,800$1,601,750+$26,250 (+3.3%)
Concordia Parish$832,750$1,066,250$1,288,800$1,601,750+$26,250 (+3.3%)
De Soto Parish$832,750$1,066,250$1,288,800$1,601,750+$26,250 (+3.3%)
East Baton Rouge Parish$832,750$1,066,250$1,288,800$1,601,750+$26,250 (+3.3%)
East Carroll Parish$832,750$1,066,250$1,288,800$1,601,750+$26,250 (+3.3%)
East Feliciana Parish$832,750$1,066,250$1,288,800$1,601,750+$26,250 (+3.3%)
Evangeline Parish$832,750$1,066,250$1,288,800$1,601,750+$26,250 (+3.3%)
Franklin Parish$832,750$1,066,250$1,288,800$1,601,750+$26,250 (+3.3%)
Grant Parish$832,750$1,066,250$1,288,800$1,601,750+$26,250 (+3.3%)
Iberia Parish$832,750$1,066,250$1,288,800$1,601,750+$26,250 (+3.3%)
Iberville Parish$832,750$1,066,250$1,288,800$1,601,750+$26,250 (+3.3%)
Jackson Parish$832,750$1,066,250$1,288,800$1,601,750+$26,250 (+3.3%)
Jefferson Davis Parish$832,750$1,066,250$1,288,800$1,601,750+$26,250 (+3.3%)
Jefferson Parish$832,750$1,066,250$1,288,800$1,601,750+$26,250 (+3.3%)
La Salle Parish$832,750$1,066,250$1,288,800$1,601,750+$26,250 (+3.3%)
Lafayette Parish$832,750$1,066,250$1,288,800$1,601,750+$26,250 (+3.3%)
Lafourche Parish$832,750$1,066,250$1,288,800$1,601,750+$26,250 (+3.3%)
Lincoln Parish$832,750$1,066,250$1,288,800$1,601,750+$26,250 (+3.3%)
Livingston Parish$832,750$1,066,250$1,288,800$1,601,750+$26,250 (+3.3%)
Madison Parish$832,750$1,066,250$1,288,800$1,601,750+$26,250 (+3.3%)
Morehouse Parish$832,750$1,066,250$1,288,800$1,601,750+$26,250 (+3.3%)
Natchitoches Parish$832,750$1,066,250$1,288,800$1,601,750+$26,250 (+3.3%)
Orleans Parish$832,750$1,066,250$1,288,800$1,601,750+$26,250 (+3.3%)
Ouachita Parish$832,750$1,066,250$1,288,800$1,601,750+$26,250 (+3.3%)
Plaquemines Parish$832,750$1,066,250$1,288,800$1,601,750+$26,250 (+3.3%)
Pointe Coupee Parish$832,750$1,066,250$1,288,800$1,601,750+$26,250 (+3.3%)
Rapides Parish$832,750$1,066,250$1,288,800$1,601,750+$26,250 (+3.3%)
Red River Parish$832,750$1,066,250$1,288,800$1,601,750+$26,250 (+3.3%)
Richland Parish$832,750$1,066,250$1,288,800$1,601,750+$26,250 (+3.3%)
Sabine Parish$832,750$1,066,250$1,288,800$1,601,750+$26,250 (+3.3%)
St. Bernard Parish$832,750$1,066,250$1,288,800$1,601,750+$26,250 (+3.3%)
St. Charles Parish$832,750$1,066,250$1,288,800$1,601,750+$26,250 (+3.3%)
St. Helena Parish$832,750$1,066,250$1,288,800$1,601,750+$26,250 (+3.3%)
St. James Parish$832,750$1,066,250$1,288,800$1,601,750+$26,250 (+3.3%)
St. John the Baptist Parish$832,750$1,066,250$1,288,800$1,601,750+$26,250 (+3.3%)
St. Landry Parish$832,750$1,066,250$1,288,800$1,601,750+$26,250 (+3.3%)
St. Martin Parish$832,750$1,066,250$1,288,800$1,601,750+$26,250 (+3.3%)
St. Mary Parish$832,750$1,066,250$1,288,800$1,601,750+$26,250 (+3.3%)
St. Tammany Parish$832,750$1,066,250$1,288,800$1,601,750+$26,250 (+3.3%)
Tangipahoa Parish$832,750$1,066,250$1,288,800$1,601,750+$26,250 (+3.3%)
Tensas Parish$832,750$1,066,250$1,288,800$1,601,750+$26,250 (+3.3%)
Terrebonne Parish$832,750$1,066,250$1,288,800$1,601,750+$26,250 (+3.3%)
Union Parish$832,750$1,066,250$1,288,800$1,601,750+$26,250 (+3.3%)
Vermilion Parish$832,750$1,066,250$1,288,800$1,601,750+$26,250 (+3.3%)
Vernon Parish$832,750$1,066,250$1,288,800$1,601,750+$26,250 (+3.3%)
Washington Parish$832,750$1,066,250$1,288,800$1,601,750+$26,250 (+3.3%)
Webster Parish$832,750$1,066,250$1,288,800$1,601,750+$26,250 (+3.3%)
West Baton Rouge Parish$832,750$1,066,250$1,288,800$1,601,750+$26,250 (+3.3%)
West Carroll Parish$832,750$1,066,250$1,288,800$1,601,750+$26,250 (+3.3%)
West Feliciana Parish$832,750$1,066,250$1,288,800$1,601,750+$26,250 (+3.3%)
Winn Parish$832,750$1,066,250$1,288,800$1,601,750+$26,250 (+3.3%)

FHA limits in Louisiana

HUD sets FHA limits for each county between $541,287 and $1,249,125 for one unit in 2026. HUD's lookup has the exact county figures.

HUD FHA lookup FHA limits explained

Questions

What is the 2026 conforming loan limit in Louisiana?

$832,750 for a one-unit home in every county.

Which Louisiana counties have the highest loan limits?

None stands out: all 64 counties share the $832,750 limit.

What is the FHA loan limit in Louisiana for 2026?

HUD sets FHA limits county by county, between $541,287 and $1,249,125 for one unit. HUD's FHA Mortgage Limits lookup has each county's exact figure.

Is a loan above the Louisiana limit a jumbo loan?

Yes. A loan above the conforming limit for its county and unit count is a jumbo loan, which Fannie Mae and Freddie Mac cannot buy.

Sources

Figures as published by the agencies. See sources and method.