Loan Limits by County

U.S. territory · 2026 limits

Guam conforming loan limits 2026

$1,249,125

conforming loan limit for a one-unit home in every Guam county, 2026

Special area: Alaska, Hawaii, Guam and the U.S. Virgin Islands have a baseline 50% above the national one by law: $1,249,125 for one unit. Limits by county from FHFA. Informational only, not lending advice.

Counties1in FHFA's file
Above the baseline0all at $1,249,125
Highest 4-unit limit$2,402,625every county
Rose since 20251of 1 counties

The four limits, drawn to scale

Every Guam county has the same 2026 limits, so one figure covers the state.

$500K$1M$1.5M$2M$1,249,1251 unit · housebaseline $1,249,125$1,599,3752 units · duplexbaseline $1,599,375$1,933,2003 units · triplexbaseline $1,933,200$2,402,6254 units · fourplexbaseline $2,402,625$500K$1M$1.5M$2M1 unit$1,249,1252 units$1,599,3753 units$1,933,2004 units$2,402,625

2026 limit herespecial-area baseline

Source: FHFA 2026 county loan limit file.

Every Guam county

Guam$1,249,125$1,599,375$1,933,200$2,402,625+$39,375 (+3.3%)

FHA limits in Guam

HUD sets FHA limits for each county between $541,287 and $1,249,125 for one unit in 2026 (higher in special exception areas). HUD's lookup has the exact county figures.

HUD FHA lookup FHA limits explained

Questions

What is the 2026 conforming loan limit in Guam?

$1,249,125 for a one-unit home in every county.

Which Guam counties have the highest loan limits?

None stands out: all 1 counties share the $1,249,125 limit.

What is the FHA loan limit in Guam for 2026?

HUD sets FHA limits county by county, between $541,287 and $1,249,125 for one unit (special exception areas such as Guam can be higher). HUD's FHA Mortgage Limits lookup has each county's exact figure.

Is a loan above the Guam limit a jumbo loan?

Yes. A loan above the conforming limit for its county and unit count is a jumbo loan, which Fannie Mae and Freddie Mac cannot buy.

Sources

Figures as published by the agencies. See sources and method.